- Comprehensive Car Insurance. All Rights Reserved.. All savings provided by insurers as per IRDAI approved insurance plan. Third Party Liability Cover that includes TP Property Liability & Personal Liability. About Chola MS General Insurance Company. On Completion of Formalities, you may move your Vehicle to authorised Garage of your Choice and obtain the estimate from them. What Can Happen if You Ignore the Transfer of Insurance for a Used Car? - Comprehensive 2 Wheeler Insurance. Here is a brief on benefits offered under this plan: This is a basic health plan, which offers coverage of Rs. Mobile Payment: Use insurer’s mobile app to make the payment. Cholamandalam Car Insurance. Q: How can I renew my Chola MS Car Insurance policy? Car Insurance. Similar to buying new car insurance online, old customers of Chola MS car insurance do not face any hassles in renewing an existing car insurance policy with Chola MS car insurance. About Cholamandalam Car Insurance. These features and benefits are discussed below: The scope of coverage for car insurance plans that are offered by Chola MS car insurance provides protection against the following contingencies: The customers of Chola MS car insurance may enhance the coverage and protection on their vehicles if they opt to pay an additional amount of premium. Some of these factors  are the model of the car, the sub-model of the car, the year of purchase of the vehicle, the year of registration, the city where the car will be used, the Insured Declared Value (IDV), etc. This additional premium will go towards additional Add-on covers in the base plan that enhance the coverage on the vehicle. Mr. Balen, a resident of Delhi, approaches a Cholamandalam MS General Insurance Co. Ltd. representative, as he is interested in purchasing a car insurance plan for his new car- a Fiat Palio that he purchased in the month of June 2015. They can provide their name, mobile number and email id on the website of the company and request for a call back. Higher the IDV, higher the premium you pay. Potential customers of Chola MS car insurance face very little problems in applying for a car insurance from the company. asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Then you will redirect to Online Renewal Page. Chola MS car insurance provides a discount on premiums if the customer installs an anti-theft device as well as voluntary deductibles. Now you can see the Premium Amount you need to Pay to renew your Policy. Franchise Guide. Written By: PolicyBazaar - Updated: 09 October 2020. Accidental loss or damage due to willful negligence. Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001, IRDAI Web aggregator Registration No. Standard T&C Apply. Q: What is the process for renewing the policy online? These covers are opted for by customer who wish enhance the coverage and protection of their car insurance plan. Proposal form/Application form along with the photo. company was awarded the best insurance company in India for ‘In time claims settlement for the year 2011 – 2012’. 9 Things to Keep in Mind in Case Your Car is Stopped by the Traffic Police. How to Claim Car Damages Due to Natural Calamity under Car Insurance? E-Policy Commercial Lines : Policy Schedule : Welcome : Location ... Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Approval for registration as an Insurance Broker is pending with the IRDAI. It carries a well-deserved reputation for being a pragmatic insurance provider with customised policies and smart add-ons suitable for all kinds of customers. Cholamandalam MS General Insurance Co. Ltd. was awarded the best insurance company in India for ‘In time claims settlement for the year 2011 – 2012’. Loss caused due to Driving the Vehicle under the Influence of Alcohol or Drugs. 21, 264. Chola MS car insurance plans provide a third party legal liability cover. The Chola MS General Insurance Company offers 24X7 assistance in case of sudden breakdown or accident of a Vehicle. Insurance is the subject matter of solicitation.Visitors are hereby informed that their information submitted on the website may be shared with insurers. It provides Legal Liability to the Death/disability to third-party liability. Chola MS car insurance gives the facility of 24*7 customer support, thereby ensuring that all their customer queries and concerns are taken care of as efficiently and quickly as possible. The expenses of a maximum Rs 1000/- are provided for loss of original ignition key for obtaining a duplicate ignition key. Cholamandalam MS General Insurance Company offers both third-party car insurance as well as comprehensive car insurance for your all-round protection as well as convenience. The No-Claims Bonus is allowed when the customer renews his or her car policy plan within 89 days of the expiry of the previous policy. Chola MS Company has 105 branches across the country. Cholamandalam Car Insurance Plans Car insurance plans is an easy and fast way to choose car insurance plans. The Chola MS insurance plan may be purchased online through a quick and easy application process. Any loss or damage to the car that occurs as a result of natural calamities like fire, explosion, earthquake, self-ignition or lightning, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide. *The information provided on this website/page is only for information sake. Now Proceed with Repairs and Submit all Bills to the Cholamandalam General Insurance Company after Completion of Repair. A point to be stressed is that car insurance is a prerequisite insurance for all car owners. Ms. Roy, who is a resident of Kolkata, wants to apply for a Car Insurance Plan for her has a new vehicle, a Honda Accord purchased in the month of August 2015. Chola MS Car Insurance is a rapidly growing insurance provider in India, it strives to become a trusted leader in the insurance industry; it provides simple yet innovative solutions for various types of insurance. The Mitsui Sumitomo Insurance Company is an expert in insurance and is the third largest property insurance company in Japan. With a few clicks of a button and by providing the necessary details, the potential customer will find that they have purchased a new car insurance plan from Chola MS car insurance without any hassles and wastage of time. There is a Monthly Installment cover that may be opted for, where the insured person will be covered for the non-payment of the regular Monthly Installment. Check details on Cholamandalam car insurance: Coverfox Car Insurance is a must have whether it is for commercial or personal use. Q: Why should I buy Chola MS Car Insurance? 5 Crucial Facts about Voluntary Deductible That Every Car Owner Should Know, 5 Reasons Why Buying the Lowest-Priced Car Insurance May Not Be a Good Idea, Essential Documents to Carry While Going for a Long Drive/ Road Trip. Interested individuals can log on to the company website, go through the details mentioned there and opt to buy their car insurance online. He finds that the premium for the car insurance plan as offered by L&T Insurance, comes to Rs. Advantages of Availing Chola MS Car Insurance Plans. Cholamandalam General Insurance is a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. The car insurance plan provided by Chola MS Car insurance Insurance is for private use only. All nylon/ rubber / plastic parts, tubes, tyre batteries and air bags – 50%. The overall rating of Cholamandalam MS General Insurance is 4.1, with Company culture being rated at the top and given a rating of 3.9. If a customer is transferring an existing car insurance policy to Chola MS Car Insurance for the first time, then the company will make sure to retain the number of claim-free years that has accumulated under the previous policy. Therefore, Chola MS Car insurance does not accept claims for accidental damage or liabilities that occur at the time when the car is being driven by drivers without a valid license. Final Surveyor will come and verifies the Damage and gives the approval to proceed with the repairs. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Get an easy access to the location and contact details of Cholamandalam Ms General Insura offices in India. Hassle Free, smooth and easy claim settlement process. company was awarded the best insurance company in India for ‘In time claims settlement for the year 2011 – 2012’. 06 Registration Code No. Franchise : Cholamandalam Ms Car Insurance Become Dealer. Medical certificate(in the case of third-party liability). All insurance products advertised on Reviews.com are underwritten by insurance carriers that have partnered with HomeInsurance.com, LLC.HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with … On Top of the Home Page you can find Car Insurance – Renew Option. Motor Insurance. Chola MS General Insurance Company also provides a hassle free Claim Settlement to its Customers. Individual Coverage: This is most basic of all the health insurance plans offered by Cholamandalam MS. It is of paramount importance as it protects the customer against damages when his or her car is involved in an accident. Given below are the advantages and benefits of buying car insurance plans from Chola MS car insurance: Let us take a closer and more detailed look at the features and benefits of the car insurance plans provided by Cholamandalam MS General Insurance Co. Ltd. Provides all costs and expenses incurred with the company’s written consent. Cholamandalam Investment & Finance Company Limited (CIFCL), Dare House 1st Floor, 2, NSC Bose Road, Chennai 600001 CIN : L65993TN1978PLC007576. Here are the many benefits you receive when you choose Cholamandalam car Insurance: Comprehensive car insurance cover with Own Damage and cover for third-party liabilities Cholamandalam MS General Insurance Co. Ltd. is a joint venture between an Indian company, Murugappa Group and a Japanese insurance company, the Mitsui Sumitomo Insurance Company. Customers may choose to enhance their protection by adding on add-on covers that are available such as Depreciation cover, Invoice Price Cover, Medical expenses cover, etc. For new cars, the first car insurance policy is to be mandatorily valid for at least 3 years, whereas for older cars it can be of any tenure, the shortest period being 1 year. Chola MS Car Insurance is a rapidly growing insurance provider in India, it strives to become a trusted leader in the insurance industry; it provides simple yet innovative solutions for various types of insurance. Submit your complaint or review on Cholamandalam MS General Insurance customer care. Senior Citizen Plan: Cover for people between the … Q: What are the exclusions of the policy? Compare & Buy . Here is my experience:- I purchased Acko insurance on 22–12–2018 for my ford fiesta classic at Rs 5.3k, for comprehensive insurance, while all the other insurance companies had given me a price bracket of 9–11k for full comprehensive insurance. Browse. Enter the Policy number and click on the Next option. - Own Damage Car Insurance. Chola is a leader in the commercial vehicle segment. Choose the best car Insurance plans matches your requirements. In fact, the process of applying for the car insurance plan has probably never been easier, as today a new car insurance may be bought online just by visiting the company website and applying for the same. The advantage of using these particular garages within the network is that claims at these authorized garages are completely cashless. Q: How do I proceed if I need to cancel my Chola MS car insurance policy? A customer may be entitled to a No-Claims Bonus when they have a series of claim-free years. A car insurance is to be renewed periodically in accordance with the expiry of the policy. Policybazaar does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. Thus, it is easy to understand the commitment that Chola MS Car Insurance places on claim settlement and how efficient its processes are. Loss caused due to Failures or breakages. Types of Cholamandalam Car Insurance. Chola MS Comprehensive Car Insurance Policy – It offers protection to your car from losses or damages caused due to an accident, natural calamities, and man-made disasters. Mr. Chinnaswamy, who resides in the city of Bangalore, checks with a Chola MS Car insurance agent as he is desirous of purchasing a car insurance plan for his Chevrolet Optra, which was purchased in the month of October 2015. Loss Caused due to driving the Vehicle without a Proper License. During transit by road, rail, inland waterway, air or lift. Log in, one limb and sight of one eye or Loss of two limbs or sight of two eyes, Permanent total disablement from injuries other than named above. Company Details, Investment, ROI, Shop - Land requirements. The car insurance offered by Cholamandalam MS General Insurance Co. Ltd. can be categorised as being under Motor Insurance. If a customer chooses to use their car for purposes not included in the policy conditions such as carriage of goods, hiring the car, racing or testing of speed and for use in motor trade, that is up to them. Higher the IDV, higher the premium you pay.Read More, **Discount is offered by the Insurance company as approved by IRDAI for the product under File & Use guidelines #On the basis of your profile, CIN: U74999HR2014PTC053454 Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar Insurance Web Aggregator Private Limited) Policybazaar is currently registered as a Web aggregator by IRDAI. In Case of Major accidents due to riot/fire, losses keep the vehicle at the accident site/ spot until the spot surveyor Inspection Completes. This No-Claims Bonus is only permitted when the car is insured with Chola MS car insurance for an entire year without any breaks. The insured legal liability for death or bodily injury of third-party. Instant Online Policy buying and renewal. Chola MS car insurance aims to make the application process as smooth and easy as possible. The old customers have to simply log on to the company website and fill in the details. This helps you to get a discount on your premiums as well. The driver is driving under influence of alcohol, drug, or any other intoxicant, The driver drives the car outside the geographical limits that are mentioned in the contract. No deductions will be made towards depreciation on parts that are repaired. If the car undergoes any loss or damage due to nuclear fission or radioactive contamination will not be covered by the Chola MS car insurance plans. If any Third Party Death/Injuries takes place to make sure to inform in the nearest Police Station about the accident. Loss or damage that occurs to the car due  to man-made causes like burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity. the invoice value (adjusted for registration charges and road tax). On Immediate occurrence of Accident Contact the Chola MS Policy Issuing Office which is nearer to you. Customers may also visit the company’s branches or get in touch with an agent, in order to get to know more details about the car insurance plans and to buy the car insurance plan that is suited to their requirements. Buy Car, Bike, Health & Travel Insurance: General Insurance Company in India | Chola MS. Products. Fire, self-ignition, lightning or explosion. The general aging of the vehicle that is insured, which results in the natural wear and tear of the car will not be covered by the Chola MS Car insurance plans. Cholamandalam Insurance is one of the rapidly-growing car insurance provider offering simple and innovative solutions for all your insurance needs. 2 lakh for individuals up to age 65 years. Reinstatement Value cover where Chola MS car insurance claims can be made for the original amount paid i.e. i had Royal Sundaram insurance bumper to bumper, zero depreciation. Its car insurance policy protects against third-party personal liabilities and third-party property damage. Chola never settle the clame, insurance advisor twist the fact to decline clame.Please don't take Chola insurance.chola official are incompetent with less knowledge about there subject, my suggestion do not ever approach Chola for your any vehicle insurance. It also covers damage caused to the surrounding property including occupants of the vehicle, cost and expenses incurred without the prior consent of the company and personal accident benefits for the proposer, paid driver and the occupants of the vehicle. No File Selected ... My car insurance expired on 3 may , I had paid the premium on 22 April . It does not cover the damage caused due to nuclear activities. However, they should remember that if any accident or liability occurs during the time of such activities then Chola MS Car insurance would not be entitled to cover the damages and liabilities that have occured. Q: How many modes of payment are allowed in Chola MS Car Insurance? The Cholamandalam General Insurance company has 9000 agents. The additions or extensions are added to the car insurance plan solely at the discretion of the customer. Gold Plan: A more comprehensive plan with more benefits having a maximum coverage of $100,000 and $250,000. Value Health Line Plan. The Policy provides cover for registration charges and road tax. You can check the official site for List of Cholamandalam Offices across India. The potential customer just has to visit the company’s website and choose ‘car insurance’ tab under which car insurance plan is offered. The new customer will not even need to submit documents for verifications. Let our analysts help you decide which of Chola MS's car insurance plans fit your needs best. IRDAI/WBA21/15 Valid till 13/07/2021. It sells a number of insurance policies including car insurance policy which protects you from financial liabilities arising out of accidents/mishaps involving your vehicle. Cholamandalam Finance has been engaged in providing car loan facility to its customers for over 20 years. PA cover for named & unnamed passengers, including spouse, children, parents, etc. Cholamandalam MS General Insurance Co. Ltd. is a rapidly growing insurance provider in India. But, Reliance General offers a great comprehensive car insurance policy. We Would love to interact with you. For the last 2 decades, Chola has helped lakhs of customers transform into transportation entrepreneurs. 17,192. For those insured customer who have memberships with recognized automobile associations, Chola MS car insurance provides savings on their cash insurance policies. On checking with the premium calculator and inputting the required details, she finds that the amount of total premium for her car works out to be Rs. Just check with which Insurance co does the manufacturer authorized workshop have a cashless tie up and buy Insurance from that co. CHOLAMANDALAM GENERAL INSURANCE Car Insurance Review & Rating BankBazaar.com is a leading neutral online marketplace that gives instant customized rate quotes on financial products. Cholamandalam MS is a general insurance company formed as a joint venture between the Murugappa Group and Japan-based Mitsui Sumitomo Insurance Company Limited. The coverage under the plan is provided for, up to an amount of Rs.2 lakhs. It is to be noted that Chola MS Car insurance as well as the law itself recognizes driving without a driver’s license as a cognizable and punishable offence. This cover that is provided includes legal protection from death or injury claims from third parties due to damages causing a permanent injury or death of a person. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. Chola Ms brings a host of specially designed insurance plans such as … It was founded as the financial services arm of Murugappa Group. Easy and Quick online insurance renewal process. With Cholamandalam, you can renew a car insurance policy issued by any insurer. CARE i.e. The following are some of the instances where the premium has been calculated for car insurance: The table tabulates the above data for an instant reference: The Car insurance plans offered by the company can be applied to through multiple channels like: Note: This is your car’s recommended IDV as per IRDAI’s depreciation guidelines.asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Chola MS Car Insurance Policy covers the accidental loss /damage caused to your Vehicle due to any risks or uncertainties caused due to the accident.Cholamandalam Car Insurance also provides Life Cover to the Insured Driver. Cholamandalam Home Insurance Overview Cholamandalam Ms General Insurance Company Ltd. is a joint venture between Murugappa group and Mitsui Sumitomo insurance group of Japan. Personal Accident Cover for the owner, driver and passengers. This completely online process help you to get car insurance plans at Insuremile.in. Visit the official website www.cholainsurance.com. Direct Bank Debit (Auto Debit): Use the auto-debit feature to wire the money to the bank account of Cholamandalam MS General Insurance Co. Ltd. However, Career growth is rated the lowest at 3.6. Fixed Daily Allowance of Rs 500/- or Rs 1,000 per day to meet the cost of hiring a car for 5 days per policy period if the your vehicle was involved in an accident and is under repair in a garage. Chola MS Insurance has a certified chain of workshops/garages, all over the country that provide hassle-free and cashless settlement to its customers, Chola MS car insurance takes pride in the fact that they provide claim assistance facility to their customers on all days of the week and even at all hours, i.e., 24*7. If the car gets damaged because of a nuclear activity, terrorism, war etc. The Cholamandalam Ms General Insurance offers various products for their customers such as Health Insurance, Car Insurance, Travel Insurance, Home Insurance and Personal Accident. These car insurance plans are offered by Cholamandalam MS General Insurance Co. Ltd. with extra additions that may increase the scope of coverage of a customers’ car. - Own Damage 2 Wheeler Insurance. The scope of coverage of the Chola MS car insurance plans is for within India only. Cholamandalam MS General Insurance Co. Ltd has an authorized network of garages all across the country, which provides the facility of cashless settlements. The Chola MS Car Insurance plan is an ideal plan for those customers who are searching for car insurance that will be provided in a hassle-free manner, by a company that aims to settle all claims quickly and efficiently and by a company that provides customer support that is responsive and helpful. He finds that the premium he will be charged is Rs. Cholamandalam MS General Insurance reviews and complaints. The percentage of this No-Claims Bonus is dependent on how many years the car insurance has gone claim-free; the discounted percentage amount can go up to 50%. Cholamandalam MS General Insurance Company is a joint venture between the Murugappa Group of India and the Mitsui Sumitomo Insurance Company of Japan. Moreover, the customer has access to additional covers that enhance the protection; some of these additional covers are free but other additions require the customer to pay an additional premium to extend coverage. Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. The Murugappa Group is one of India’s largest industrial houses headquartered in Chennai. The group has 29 companies operating out of 13 stated in India. For easy claim process, a broad network of cashless garages is available. The Insured obtains a fixed sum of Rs 500 as a compensation to get the duplicate license if the original driving license for a light motor vehicle is lost. If the customer uses his or her outside of the geographical scope of the country then the car insurance plans will not cover any accidents that occur while the vehicle is being used outside the country. A closer look at the additional covers that are available under the Car Insurance plans offered by Cholamandalam MS General Insurance Co. Ltd. provides us with the following details given below: A car insurance premium is dependent on a number of factors that have to be taken into account. Chola MS General Insurance Co. Ltd. is a well-known car insurance providers in our country. Submit the Estimates to the Chola MS company along with the duly filled claim form; then they will arrange for the final survey. Chola MS car insurance policy plans are provided to their customers very quickly and with minimal amount of time and effort spent, and with minimum documentation as well. Protection for your vehicle against loss or damage due to accidental external means, burglary. The Murugappa Group with its headquarters located in Chennai is one of India’s biggest industrial houses. A third party property cover can be opted for which will provide an amount of up to 7.5 lakhs for damage to another person’s property. Cholamandalam MS Car Insurance Review: Great Online Policies | ValueChampion India Credit Cards Customers will be pleased to find that subscribing to a new car insurance plan from Chola MS car insurance or renewing an old one is a hassle-free process. You can instantly search, compare and apply for home loans, car loans, personal loans, educational loans, fixed deposits, credit cards and Insurance products. Contact customer care: 1800 200 5544. With a few clicks, the Chola MS car insurance renewal will occur. Online Payment: Offers e-Portal to pay your premium online using a debit/credit card. Insurance Disclosure. Chola MS car insurance Assistance for Roadside Emergencies, in this assistance is provided in case of fuel shortage/ breakdowns/flat tyres/battery recharge and other on-site repairs as outlined in the CARE plan. Cholamandalam Finance company was established as Cholamandalam investment and finance company limited in the year 1978. Cholamandalam Car Insurance Review Cholamandalam car insurance from Cholamandalam MS General Insurance Company Ltd is a leading player in the private car insurance segment in India. You can easily buy Cholamandalam vehicle insurance online and ensure your safety while driving on the roads. Q: How to get to know about the policy status of my Chola MS Car Insurance policy? Cholamandalam travel insurance offers the following overseas travel medical insurance based on Indian customer travel requirements. Follow, like, tweet or post. Chola offers loans for the purchase of commercial vehicles, tractors, construction equipment, car and MUV, … Such a claim may not be boasted by many insurance companies and Chola MS car insurance is proud to be available to its customers at any time of the day and night, Customers of Chola MS car insurance may opt for Add-on covers under their car insurance plans. The product information for comparison displayed on this website is of the insurers with whom our company has an agreement. Check the Premium and Pay through online using Debit Card/Credit Card/Net Banking. 37,257. “Car insurance will keep me safe on the roads” Initially I was only going to buy third party liability cover because that is a mandate. it seems they have good qualified claims surveyors who are knowledgeable in assessing the damages, which i feel it really works against me. The Chola MS car insurance is a comprehensive car insurance that provides protection and  covers both third party legal liability and own damage liability under the single plan. A Daily Allowance cover may be opted for where a fixed amount of Rs.500 or Rs.1,000 is provided to the insured person per day (up to 5 days) to pay for hired transport during the period his or her vehicle is under repairs. Individuals who wish to avail of the car insurance plans as offered by company can simply call the Sales helpline of the company and speak to the customer service representative. Plus the services given look very promising. To justify genuineness of your review kindly attach purchase proof. Chola MS Car Insurance has a network of over 600 plus garages spread all across the country. About Cholamandalam Finance. Chola MS Car insurance will not pay for any claim that might occur due to intoxication of the drivers or under the influence of any drug or alcohol at the time of the accident. Private Vehicles Add-on Covers: The Cholamandalam MS Car Insurance provides enhanced protection to your vehicle with a broad range of additional covers. It started operations in India in the year 2001 and has over 100 branches located all over the country. Edelweiss Private Car Package Insurance – UIN: IRDAN159P0002V01201819 Edelweiss Private Car Liability Only Insurance – UIN: IRDAN159P0001V01201718 Edelweiss Private Car Liability Only Insurance 3 Years – UIN: IRDAN159RP0005V01201819 Edelweiss Private Car Bundled Insurance – UIN: IRDAN159RP0009V01201819 Policybazaar lets you compare premium prices from 20+ Insurers! Damage that occurs to the car while it is in transit by road, rail, inland waterway, lift, elevator or air will be covered. Legal liability towards employees arising out of an accident involving the insured vehicle. Interested individuals can send an SMS to 56677 with the keyword ‘CHOLA MOTOR’. The customer can also compare the Chola car insurance plan with plans offered by other. 2 Wheeler Insurance. To ensure maximum claim benefit, Reinstatement Value is provided by the Chola MS Car Insurance. The IDV for a new car will be 5% less than the ex show room cost of the car. Storm, Hurricane, Hailstorm, Flood, inundation, tempest, typhoon, Cyclone. Silver Plan: A basic and very affordable plan with a maximum coverage of $50,000 and $100,000. A Personal Accident Cover may be opted for where a 100% claim is available in case of death or the permanent disability of the owner, driver and passenger of the vehicle. Provide their name, mobile number and email id on the information received from the Copyright. Plans offered by L & T insurance, comes to Rs pending with the company transportation.! Insurance provides enhanced protection to your vehicle are knowledgeable in assessing the damages, which offers coverage of 100,000! 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